SpendGenie
Pricing, in plain English

Less than your team's Friday lunch.

One transparent price. Every plan includes fraud detection*, audit trails, and bank-grade security. Pay monthly or save 17% annually — you choose.

Starter

For teams under 10 who just want the chase to end.

£24per month

Billed annually as £288 · save £60/yr

For founders & ops leads of small teams.

  • Up to 5 users
  • Voice expense capture
  • AI receipt scanning (OCR)
  • Basic policy enforcement
  • Single-step approvals
  • Real-time spend dashboard
  • Audit log (90-day retention)
  • Xero, QuickBooks, Sage integration
  • Email support, 24-hour SLA
  • AI fraud detection
  • Smart approval routing
  • SSO / SAML
  • Dedicated CSM
Start your 14-day trial
Most chosen
Growth

Our most chosen plan. For teams scaling past spreadsheets.

£66per month

Billed annually as £792 · save £156/yr

For finance leaders of 10–50 person teams.

  • Up to 25 users
  • Everything in Starter, plus:
  • AI fraud detection & alerts
  • Multi-step approval workflows
  • Budget management & threshold alerts
  • Audit log (unlimited retention)
  • AI categorisation learns your team
  • Banking import & reconciliation
  • Slack & Teams approvals
  • Custom expense policies
  • Priority support, 4-hour SLA
  • SSO / SAML
  • Dedicated CSM
  • Custom integrations
Start your 14-day trial
Business

For larger teams with procurement, IT, and compliance to satisfy.

£165per month

Billed annually as £1980 · save £408/yr

For finance directors of 50+ person organisations.

  • Unlimited users
  • Everything in Growth, plus:
  • SSO (SAML, Okta, Azure AD)
  • Advanced role-based permissions
  • Custom integrations & API access
  • Custom approval hierarchies
  • Department-level budgets & rollups
  • Dedicated Customer Success Manager
  • Custom training & onboarding
  • Premium support, 1-hour SLA
  • Quarterly business reviews
Talk to our team

* AI fraud detection included on Growth and Business plans.

Larger team or specific requirements?

Enterprise plans with custom pricing, SLAs, and procurement-friendly contracts.

Get a custom quote
14-day free trialNo card requiredCancel any timeOnboarded in 30 min
Quick ROI

The maths is ridiculous.

£948/yr
Growth plan, billed annually
£18,400/yr
Average fraud stopped, year one
19×
Return — and that's before time saved
Compare plans

Every feature, no fine print.

Feature
Starter
Growth
Business
Spend capture
Voice expense capture
AI receipt OCR
Mobile + web apps
Bulk CSV import
Fraud & compliance
AI fraud detection
Policy enforcement
Basic
Advanced
Custom
Tamper-proof audit trail
90 days
Unlimited
Unlimited
GDPR data residency (EU)
SOC 2 Type II
Approvals & workflows
Single-step approvals
Multi-step workflows
Smart auto-routing
Custom approval hierarchies
Slack / Teams approvals
Insights & visibility
Real-time dashboards
Budgets & alerts
Department roll-ups
Custom reports
API access
Identity & security
Role-based access
Basic
Advanced
Custom
Multi-factor auth (MFA)
SSO (SAML, Okta, Azure AD)
IP allowlisting
Support & success
Help centre & in-app guides
Email support
24-hour
Priority 4-hour
Premium 1-hour
Live chat
Dedicated CSM
Quarterly business review
Our 30-day promise

If SpendGenie doesn't save your team at least four hours in the first month — we refund every penny, no questions asked.

Just reply to any email from us with the word 'chase', and we'll process it within one business day. We're confident enough in the product to make the commitment. We don't do customer prison.

"We compared SpendGenie against three competitors. Same features, half the price, and actually polished. We migrated 32 people in a week."
Priya Sharma
Finance Director · Meridian Group
Pricing FAQ

Honest answers to the awkward questions.

Is the 14-day trial really free?

Yes. No card required. No credit checks. No silent auto-billing. The trial includes the full Growth feature set so you can evaluate properly. If you don't subscribe, your account simply pauses — and your data is preserved for 30 days in case you change your mind.

What happens after 14 days?

You pick a plan or you don't. If you don't, the workspace becomes read-only — you can still export everything, but no new expenses can be submitted. We never charge unless you explicitly subscribe.

Is there a setup fee or hidden cost?

No setup fee on any plan. No per-transaction fee. No 'AI credits' to top up. The advertised price is the entire price — for everyone in your team, every month.

Can I switch plans later?

Yes — upgrade or downgrade any time from Settings → Billing. Upgrades are pro-rated and take effect immediately; downgrades take effect at the next billing cycle.

What does 'unlimited users' on Business mean?

Exactly that. No per-seat creep. Onboard the whole company on a flat fee. If you need help with rollout planning, your CSM has a playbook ready.

Is there a minimum contract?

No. Monthly plans are month-to-month with no commitment. Annual plans get a 17% discount and run for 12 months. Either way, cancel any time.

How do I cancel?

From Settings → Billing → Cancel. One click. You don't need to call us, write a letter, or 'speak to retention'. We'll be sorry to see you go, but we won't make it difficult.

Do you support purchase orders / invoicing?

Yes — on Business plans (or Growth annual on request). We support net-30 terms, multi-year contracts, and procurement-friendly paperwork. Speak to us at hello@spendgenie.co.uk.

Discounts for non-profits, startups, or education?

Yes — registered UK non-profits get 40% off, accredited UK startups (3 years from incorporation) get 25% off year one, education gets 30% off. Talk to us to apply.

What happens to our data if we cancel?

You own your data. Cancel and you have 30 days to export everything (expenses, receipts, audit logs, approvals) in CSV / Excel / PDF. After 30 days we permanently delete it and confirm in writing on request.

Start protecting your spend in the next 30 minutes.

Set up takes about 30 minutes for a 10-person team. By tomorrow morning, you'll have fraud detection running, policies enforced, and a real-time view of every penny your business spends.

SOC 2 Type IIGDPRAES-256EU-hosted